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When it comes time to enroll in your company’s benefits package, you may see an option to buy a supplemental group life insurance policy. It might seem like a tempting policy to buy if you are looking for a solution to your life insurance needs. READ MORE >>

When you apply for a term life insurance policy, the insurer may require you to undergo a health exam before they approve your application. You might not want to have this exam, and that thought might tempt you to apply for a type of policy called no-medical-exam life insurance. Be cautious, however. READ MORE >>

Almost all insurance companies will base customers’ premiums on factors called risks. Life insurance companies will use risk factors to set rates as well. So, if factors in your life pose higher risks to the insurer, then you might pay more for your life insurance. Why is this? READ MORE >>

If you have never bought life insurance before, then the process might seem like a challenge. For help, consider frequently-asked questions those in your position often ask. 1. What is life insurance? Life insurance will pay out an amount of money if a person, whose life the policy insures, dies. READ MORE >>

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