Life & Disability Insurance Specialists
Since 1970, Finding You the Best Coverage at the Best Rate.
Our #1 job is to find you the absolute best coverage at the lowest rate with top rated carriers.
As an independent life insurance agency, we specialize in providing clients with affordable life insurance and income replacement disability insurance.
As a life insurance and disability insurance broker, there is no need for you to 'shop' the marketplace, we will do all the work for you.
We are located in Orinda, California, but are licensed in Illinois, Washington, Texas and many more states!
Step 1 
Compare Price Quotes
Use our online quote machine to get instant price quotes from more than 20 top life insurance companies.
Step 2 
Complete Application
Fill out and submit our secure online life insurance preliminary application anytime and anywhere.
Step 3 
Health Assessment
You will receive a phone call from an exam company to complete a health interview and, if needed, to schedule a paramedical exam.
Step 4 
Receive Policy Offer
Typically within 2-4 weeks you will receive an offer back from the insurance company. This you can choose to accept, reject, or modify.
Step 5 
Activate Your Policy
Submit your acceptance forms and initial payment and you will be insured and your loved ones financially protected!