About Us


Since 1970, RWM Insurance Brokers, (Rogers, Wollin & Moody) is a unique, industry award winning, independent life insurance brokerage firm.  No other agent or broker will give you more competitive pricing information.  Studies show most agents claim to be independent brokers, but represent less than 5% of the top carriers.  In researching the best coverage for you, we evaluate not just multiple companies, but every* policy available in the USA.  By working for you, not an insurance company, our goal is to provide the absolute best performing life insurance policy at the lowest cost  from a top ratedinsurance company. 

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We also represent
carriers not available to other agents. The financial press rates RWM's shopping system ‘the most objective and useful in the nation’. 

The best way to figure out the amount and type of life insurance that makes sense for your particular situation is to speak with an experienced, qualified  licensed independent life insurance agent. RWM Insurance brokers have been helping clients since 1970. 

Contact us today for a free consultation!

There are many kinds of life insurance, but they generally fall into two categories: term life insurance and permanent life insurance policies.

Term life insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of life insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent life insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals. And in some cases a portfolio combining both term and permanent life insurance may be best.

 

 

Contact Us Today!
888-254-4640

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States Licensed In:
Arizona, California, Colorado, Connecticut, Florida, Georgia, Louisiana, Illinois, Maryland, Massachusetts, Nevada, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, Washington DC/District of Columbia & Wisconsin
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