RWM Insurance Blog: medical exam
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Monday, February 3, 2020 When you submit an application for life insurance, the insurer will usually request a medical exam to determine whether you have any diseases, if you’re at risk for any diseases, and to determine your drug and alcohol use. The exam may involve a physical, blood test, urine test and EKG, as well as questions about your medical history. READ MORE >>
Thursday, August 29, 2019When you apply for a term life insurance policy, the insurer may require you to undergo a medical health exam before they approve your application. You might not want to have this exam, and that thought might tempt you to apply for a type of policy called no-medical-exam life insurance. Be cautious, however. READ MORE >>
Thursday, April 25, 2019
Did you know there are ways that you can prepare for your life insurance medical exam that can improve the likelihood that your application will be approved and at the lowest rate too? If you have concerns about any any health history that could impact your underwriting results, share them... READ MORE >>